How Much House Can I Afford? Step by Step Guide If you're interested in not only how much house you CAN afford, but also how much house you SHOULD afford, then this is the video for you. I provide you with a free comprehensive max purchase price home affordability calculator that will give you the max home price you can afford today based on your specific budget and goals. So how much house should you buy? Start by making a very detailed budget, then use this calculator and you will be able to target exactly how much home you should be looking to buy today! Whether you're a first time home buyer or an experienced owner, this home affordability calculator will help remove the mystery of the home buying process! 🧑🏻‍💻 Max Purchase Price Calculator FREE: https://www.bearcoastrealestate.com/max-purchase-calculator/ If you're looking to buy or sell in the Dallas area: 📲 Call / Text me: 214-957-2001 💻 Email: michael@bearcoastdallas.com 🤝 Set an appointment with me here: bit.ly/40HvRrQ 🎥 Subscribe here: bit.ly/3JPOiUB Looking to buy a home in Dallas? Set a meeting with me here: https://www.bearcoastrealestate.com/schedule-free-consult/ Instagram: http://instagram.com/bearcoastrealestate Want to know what your home is worth? Click here: https://www.bearcoastrealestate.com/cma/property-valuation/ Search for homes here: https://www.bearcoastrealestate.com/search/advanced_search/

The Texas house and senate have passed a huge $18 billion property tax relief bill that will be up for taxpayers to vote on in the November 2023 elections. If it passes, it will have huge benefits for Texas homeowners, landlords, and even small business owners. The most notable part of the bill is that it would raise the Texas homestead exemption from $40k to $100k, meaning the first $100k of your home's value cannot be taxed for public schools. On a $350k home these tax cuts will save the homeowner about $1,350 a year. However in Dallas county, we will see much more than just the state required exemptions, and the more expensive your home the higher the tax savings. The tax relief would also apply retroactively for all of 2023. I cover all of this and more in today's video! Dallas Tax Estimator: https://www.dallascad.org/TaxRateCalculator.aspx 📲 Call / Text me: 214-957-2001 💻 Email: michael@bearcoastdallas.com 🤝 Set an appointment with me here: bit.ly/40HvRrQ 🎥 Subscribe here: bit.ly/3JPOiUB See my previous video here: https://www.youtube.com/watch?v=pRD18g7VgAQ Looking to buy a home in Dallas? Set a meeting with me here: https://www.bearcoastrealestate.com/schedule-free-consult/ Instagram: http://instagram.com/bearcoastrealestate Want to know what your home is worth? Click here: https://www.bearcoastrealestate.com/cma/property-valuation/ Search for homes here: https://www.bearcoastrealestate.com/search/advanced_search/ 00:00 Huge Property Tax Cuts for Texas 2023 01:38 Texas Homestead Exemptions 01:57 What's In The Texas Property Tax Relief Bill 03:58 What Are All The Different Property Taxes In Texas? 04:47 How Much Will The Property Tax Relief Bill Save You? 05:04 Property Tax Cuts In Dallas County 07:10 Dallas Home Buyers Purchasing Power Just Increased 08:08 How Will The Texas Property Tax Relief Impact The Dallas Housing Market?

Is Real Estate Overpriced In Dallas Texas in 2023? In this video we explore the economics behind the housing market here in the United States. Low supply and too much demand are a huge contributor to this unhealthy real estate market, but the government is the other big factor. Whether it's by manipulating mortgage rates to curb demand, or by local regulations to curb supply, the government is a huge part of why the real estate market is so difficult in 2023. Whether it's printing trillions of dollars during covid and lowering interest rates to all times lows creating a huge demand, or raising interest rates up to 7.5% a year later to try and shut off the demand. But that doesn't mean real estate should, or ever will get any cheaper. You have to work with the information you have at hand today to make the best decision for yourself, and there is no evidence today that there will be a significant increase in supply, or decrease in demand that would justify lower housing prices in Dallas Texas in 2023.

Is the Airbnb CRASH real? Are Airbnb revenues actually down nearly 50%? Are panicking airbnb owners going to be forced to sell their airbnbs and crash the 2023 real estate market? Of course not. Airbnb revenues are higher than pre-pandemic levels. Most listings are not entire homes, and not full time airbnbs. The amount of airbnb owners who would be forced to sell even if revenues dropped 50% would have no effect on housing prices. Even if every active airbnb listing today were a home that hit the market, it would only barely get us back to a normal balanced market. Home buying is not getting any easier, please don't listen to clickbait articles claiming a crash is coming. There is no evidence for a crash nor that home buying will get any easier. If you can afford a home, buy a home today! HOUSINGWIRE ARTICLE:https://www.housingwire.com/articles/datadigest-inventory-and-the-purported-airbnb-crash/ If you're looking to buy or sell in Dallas: 📲 Call / Text me: 214-957-2001 💻 Email: michael@bearcoastdallas.com 🤝 Set an appointment with me here: bit.ly/40HvRrQ 🎥 Subscribe here: bit.ly/3JPOiUB See my previous video here: https://youtu.be/WgqpJ_AWZhg Looking to buy a home in Dallas? Set a meeting with me here: https://www.bearcoastrealestate.com/schedule-free-consult/ Instagram: http://instagram.com/bearcoastrealestate Want to know what your home is worth? Click here: https://www.bearcoastrealestate.com/cma/property-valuation/ Search for homes here: https://www.bearcoastrealestate.com/search/advanced_search/

Closing Costs For A First Time Home Buyer EXPLAINED! As a first time home buyer you want to make sure you understand all closing costs fully before you start looking at houses. This video covers all closing costs fully for any home buyer, whether it's you first time or your 10th. We cover questions such as: How much are lender fees? How much are title fees for a buyer? Who pays title policy? How much is title insurance policy? How much total cash do I need to buy a house? How to buy a house with little cash as possible. 🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻 Looking to buy or sell in Dallas or Austin Texas? 📲 Call / Text me: 214-957-2001 💻 Email: michael@bearcoastdallas.com 🤝 Set an appointment with me here: bit.ly/40HvRrQ 🎥 Subscribe here: bit.ly/3JPOiUB 🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺

Dallas Housing Market Weekly Update 2023! | Collin County Texas | June 20th 2023! Welcome to our weekly update on the Dallas Texas housing market in 2023! We'll also be covering Collin County Texas In this video, including cities like Plano Frisco McKinney and Prosper. We'll provide you with the latest trends and insights on the current state of the Dallas Texas real estate market. The Dallas housing market has been experiencing a boom in recent years, with prices on the rise and inventory moving quickly. Our team of experts has been closely monitoring the market, and we're excited to share our findings with you. In this update, we'll cover a range of topics, including: • Average home prices in the Dallas area • The number of homes on the market • The latest data on home sales and days on the market • Analysis of trends in popular neighborhoods • Predictions for the future of the Dallas housing market We'll also discuss key factors that are influencing the market, such as interest rates, the economy, and population growth in the Dallas-Fort Worth area. If you're a buyer, seller, or investor in the Dallas real estate market, this video is a must-watch. Our goal is to provide you with the insights you need to make informed decisions in this competitive market. So, whether you're a first-time homebuyer or a seasoned real estate investor, join us for our weekly update on the Dallas housing market in 2023. Don't forget to subscribe to our channel for future updates and insights on the latest trends in Dallas real estate! 🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻 Looking to move in the Dallas Texas area? 📲 Call / Text me: 214-957-2001 💻 Email: michael@bearcoastdallas.com 🤝 Set an appointment with me here: bit.ly/40HvRrQ 🎥 Subscribe here: bit.ly/3JPOiUB 🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺 Cities covered in this video include: Dallas, Plano, Frisco, Richardson, Garland, Sachse, Addison, Allen, McKinney and more! See my previous video here: https://youtu.be/m8h9H4fZvew Looking to buy a home in Dallas? Set a meeting with me here: bit.ly/40HvRrQ Instagram: http://instagram.com/bearcoastrealestate Search for homes here: https://www.bearcoastrealestate.com/ 00:00 Dallas real estate market update June 2023 intro 01:12 The fed pausing interest rate hikes? 01:42 Mortgage interest rates today 01:58 Housing demand remains strong despite high interest rates 03:23 Dallas county market update June 2023 05:10 Collin County Texas market update 2023 06:25 Hottest cities in Dallas and Collin County 07:20 Hottest zip codes in Dallas and Collin County 07:53 Coolest cities in Dallas and collin county 08:36 Coolest zip codes in Dallas and collin county

Dallas Housing Market Weekly Update 2023! | Collin County Texas | June 12th 2023 Welcome to our weekly update on the Dallas Texas housing market in 2023! We'll also be covering Collin County Texas In this video, including cities like Plano Frisco McKinney and Prosper. We'll provide you with the latest trends and insights on the current state of the Dallas Texas real estate market. The Dallas housing market has been experiencing a boom in recent years, with prices on the rise and inventory moving quickly. Our team of experts has been closely monitoring the market, and we're excited to share our findings with you. In this update, we'll cover a range of topics, including: • Average home prices in the Dallas area • The number of homes on the market • The latest data on home sales and days on the market • Analysis of trends in popular neighborhoods • Predictions for the future of the Dallas housing market We'll also discuss key factors that are influencing the market, such as interest rates, the economy, and population growth in the Dallas-Fort Worth area. If you're a buyer, seller, or investor in the Dallas real estate market, this video is a must-watch. Our goal is to provide you with the insights you need to make informed decisions in this competitive market. So, whether you're a first-time homebuyer or a seasoned real estate investor, join us for our weekly update on the Dallas housing market in 2023. Don't forget to subscribe to our channel for future updates and insights on the latest trends in Dallas real estate! 🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻 Looking to move in the Dallas Texas area? 📲 Call / Text me: 214-957-2001 💻 Email: michael@bearcoastdallas.com 🤝 Set an appointment with me here: bit.ly/40HvRrQ 🎥 Subscribe here: bit.ly/3JPOiUB 🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺 Cities covered in this video include: Dallas, Plano, Frisco, Richardson, Garland, Sachse, Addison, Allen, McKinney and more! See my previous video here: https://youtu.be/m8h9H4fZvew Looking to buy a home in Dallas? Set a meeting with me here: bit.ly/40HvRrQ Instagram: http://instagram.com/bearcoastrealestate Search for homes here: https://www.bearcoastrealestate.com/

What Is The Safest Dallas Suburb? Safest Cities In Dallas Did you know the suburbs of Dallas Texas are home to 3 of the top 5 safest cities in the entire country? In fact the safest city in the entire country is just 40 minutes north of Downtown Dallas called Frisco Texas. After Frisco, the second safest city in the country is McKinney Texas which is also only about 40 minutes north east of Dallas Texas. Then third on the safest cities in Dallas list is Plano Texas. If you want to live in one of the top 5 safest cities in the entire United States then the suburbs of Dallas Texas is a great place to look. Also you may be surprised to know that housing is incredibly affordable in all 3 of these suburbs of Dallas. Whether you're a first time home buyer or you're looking to retire there is a home for every buyer here regardless of price range or budget. Smartasset safest cities in America 2023 full article: https://smartasset.com/data-studies/safest-cities-in-america-2023 🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻 Looking to buy or sell a home? 📲 Call / Text me: 214-957-2001 💻 Email: michael@bearcoastdallas.com 🤝 Set an appointment with me here: bit.ly/40HvRrQ 🎥 Subscribe here: bit.ly/3JPOiUB 🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺 See my previous video here: https://youtu.be/5VxDDWfuMYs Looking to buy a home in Dallas? Set a meeting with me here: https://www.bearcoastrealestate.com/schedule-free-consult/ Instagram: http://instagram.com/bearcoastrealestate Want to know what your home is worth? Click here: https://www.bearcoastrealestate.com/cma/property-valuation/ Search for homes here: https://www.bearcoastrealestate.com/search/advanced_search/ 00:00 What are the safest cities and suburbs of Dallas Texas intro 00:53 Safest cities in America Top 5 01:41 Safest city in America Frisco Texas 03:46 How expensive are homes in Frisco Texas 06:11 Most expensive home sold in Frisco Texas 07:47 Safest suburbs of dallas tx McKinney Texas 08:44 How expensive are homes in McKinney Texas 11:14 Most expensive home sold in McKinney Texas 12:32 Safest cities in Dallas - Plano TX 13:26 How expensive are homes in Plano Texas 16:44 Most expensive home sold in Plano Texas

Can Seller Pay Closing Costs For Buyer? When buying a home in Texas, many home buyers are interested in purchasing with little to no cash to close. Although a seller is allowed to pay for the buyer's closing costs, there are limits to how much a seller can contribute, as well as what those funds can be used for. For example, a seller can not pay anything towards a buyers down payment. But a seller can pay for the title policy, prepaid taxes, prepaid interest, prepaid insurance, buying down interest rate or pmi, and any other lender or title fees. Though it's worded as the seller paying these costs for the buyer, in reality, the seller is just allowing the buyer to finance their closing costs into the loan rather than paying for them out of pocket. One common way buyers are taking advantage of these seller concessions is by asking the seller to contribute to buying down the buyers interest rate. This makes the monthly payment much more affordable for the buyer, without the buyer having to come up with any extra cash out of pocket. Make sure to watch this video if you are considering buying a home, and make sure you fully understand what it means, and in what cases it would be to your benefit to have the seller pay your closing costs 🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻🔻 📲 Call / Text me: 214-957-2001 💻 Email: michael@bearcoastdallas.com 🤝 Set an appointment with me here: bit.ly/40HvRrQ 🎥 Subscribe here: bit.ly/3JPOiUB 🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺🔺 See my previous video here: https://youtu.be/m8h9H4fZvew Looking to buy a home in Dallas? Set a meeting with me here: https://www.bearcoastrealestate.com/schedule-free-consult/ Instagram: http://instagram.com/bearcoastrealestate Want to know what your home is worth? Click here: https://www.bearcoastrealestate.com/cma/property-valuation/ Search for homes here: https://www.bearcoastrealestate.com/search/advanced_search/ 00:00 Can a seller pay closing costs for buyer intro 00:31 Can I finance my closing costs into the mortgage loan? 01:09 How much does $10k more loan raise my mortgage payment? 02:12 When should I ask seller to pay my closing costs? 02:36 Can seller buy down pmi mortgage insurance? 04:11 How to get seller to buy down interest rate 04:38 How to finance updates in a mortgage 05:34 Can seller pay down payment? What are limits to seller concessions?